Purchase your PTA and BTA in Dollars, Pounds or Euros at any Titan Trust Bank Branch Nationwide

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PTA: Personal Travel Allowance, BTA: Business Travel Allowance

Things you need to know:

In line with the Central Bank of Nigeria’s policy to improve access to foreign exchange (FX) for legitimate transactions, we are committed to providing you with foreign exchange for your Personal and Business Travel as well as payment for overseas Education, Medical and other eligible invisible transactions. As our valued customer, you have a role to play to ensure the success and integrity of the policy.

To enable us to serve you better, you are reminded to note the following rules when applying for FX for Personal and Business Travel:

  • FX Shall be Sold for Legitimate Travel Purpose Only: Always have a clear intention and legitimate purpose to travel. You are required to provide a valid Nigerian passport and a valid visa to an international destination.

  • Only Valid Travel Documents Shall be Accepted: Your ticket must be to an international destination outside of West Africa and Cameroun. You are required to provide an international return ticket, with a travel date not more than 14 days from the date of PTA/BTA purchase.

  • You Can Only Apply for PTA/BTA Once in a Quarter: PTA and BTA requests are limited to a maximum of $4,000 and $5,000 per quarter per applicant respectively.

  • Unutilized PTA/BTA: Customers are required to return purchased PTA/BTA to their bank within two (2) weeks from the date of purchase if not utilized for the intended purpose or if for any reason the scheduled trip is cancelled.
  • Application on Behalf of a Third Party is not Allowed: Do not Apply on Behalf of a Third Party. FX will only be sold directly to applicants who shall be Nigerians who are 18 years and above and have a valid Bank Verification Number (BVN).

  • False Application and Use of Fake Documents Prohibited: False application and use of fake documents to purchase PTA/BTA is strictly prohibited and is a financial crime punishable under the applicable laws in Nigeria.

  • Defaulters of this FX policy may face sanctions that include being barred from accessing FX from the official FX market in the future, restrictions on their bank accounts for such periods as may be determined by the CBN as well as possible criminal prosecution.

  • Please note that our bank is committed to partnering with the CBN to ensure a transparent, efficient and stable FX Market that meets the needs of all legitimate users.

Manual Registration

Click here to download the Titan Current Account opening form. The form can be submitted at any Titan Trust Bank branch or emailed to us at: contactcentre@titantrustbank.com

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