TITAN Personal Loan

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We care about you enough to have you in mind before or after payday— we facilitate personal loans to the staff of select corporate organizations whose staff salary accounts reside with us.


  • Flexibility to meet varied personal needs.

  • Domiciliation of salary account with Titan Trust Bank.

  • Minimum Obligor limit of N100,000.

  • 25% of employee’s net annual salary with a repayment period not exceeding 12 months.

  • Max. obligor limit of 50% of annual income (where the terminal benefit is not in place) and tenor not exceeding 24 months.

  • Max. obligor limit of 75% of annual income (where the confirmed terminal benefit is above 100% of the loan amount) and tenor not exceeding 36 months.

  • Debt-to-income subject to 33.3%.

Account Opening Requirements/Documentations:

  • Available after at least 1 month of payroll administration.

  • Completed application form.

  • Completed Employee Status Inquiry / Employer’s

  • Confirmation

  • Valid means of ID and Employment ID.

  • Confirmation letter/Promotion letter.

  • Payslips

  • Credit checks.

  • BVN.

  • Letter of Lien/Set-off.

  • Irrevocable domiciliation of salary & entitlement/credit life insurance.

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